大多伦多租房市场火热,房东如何从众多的租房申请者中甄选出3A+级租客?
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大多伦多租房市场火热,房东如何从众多的租房申请者中甄选出3A+级租客?
——Matthew Zeng
加拿大是个移民国家,每年来加拿大的新移民都在30万人左右。根据加拿大国家统计局统计数据,大多数的新移民来到了大多伦多地区。难怪多伦多的出租市场持续火热,比如公寓空置率常年保持在1%左右,一房难求的现象长期存在。因此,如何从众多的租房申请中甄选出3A+级租客,是房东们十分关注的话题。
何为3A+级租客? 有的房东推崇的标准可能是:高信用报告分数;有的房东可能更青睐:工作在大公司里并有高收入;我觉得:付租准时+不找麻烦=3A+级租客。
如何找到3A+级租客?找到房东满意和放心的租客绝对是个技术活,而不是靠碰运气可以的,因为房东的“试错”成本太高了。这其中有许多细致的工作需要做,才能做到沙里淘金,皆大欢喜。
首先:一定要审核租客的信用记录 。看看过去有没有违约情况 ,如果过去有违约,要分析是什么原因造成的,从中可以了解租客的信用习惯。同时还要注意确认信用报告的真伪。
其次:要审核租客提供的工作信。要了解租客工作公司的情况,并和公司的HR直接通话 ,对租客提供的工作和收入情况进行核对。
同时:还要联系前任房东 ,并和前任房东通话,了解租客在前任房东处的生活习惯和付租金情况 。这一点比较微妙,因为如果前任房东希望一个坏租客尽快搬走, 从人性上说他很可能是不会说这个租客的不好的。 因此,这里要特别注意甄别前房东的虚假陈诉。
另外:还需要 和前任房主的出租经纪人联系,了解租客的背景情况。 房产经纪作为一名专业人士,他都受到专业人士道德操守的约束, 立场也比较中立,往往可以获得更多的真实信息 。
同时:还要审核租房者动机的合理性。房东可以多问几个为什么,比如:租客为什么要租这个房?是工作原因?生活变迁?等等。这样可以最大程度的防止房子今后被转租和分租 。
还有一个关键步骤:就是 租房合同签订前,面对面的面试非常重要。作为拥有多年 地产从业经验的职业地产经纪人, 我总是建议房东们在租房之前一定要见到租客本人, 进行一个简短的面试占用不了多少时间,但是面对面的沟通往往可以得到很多通过电话、邮件和文件等 没法提供的更直接的、更深入的信息。
同时,在我多年的房屋买卖和代客户进行出租物业管理实践中,以公司数据库里大数据为基础,根据长期和租客互动的实践经验总结, 建立了租客分级特征数据库,整理出了相关的租客特征清单。比如,在我的租客特征清单上,“优先考虑租客人士清单”可能包括: 中国人、 亚洲人 (包含单不限于日本人、越南人、菲律宾人、印度人等)、 学生以及单身职业人士。有工作信和信用报告更佳。 如果没有工作信和信用报告,也可以考虑提供去年的报税单加上银行的对账单,同时和租客协商提供额外的付预租金 ,这都可以根据具体情况灵活处理。原则只有一个:找到“付租准时,不找麻烦”的3A+级租客。其他的一切神马都是浮云!当然,数据库里还有“谨慎考虑租客人士清单”以及“不要考虑租客人士清单”,鉴于篇幅有限,就不在这里一一列出,感兴趣的朋友们可以进一步微信交流。
更多关于加拿大房地产投资心得和保养维护探讨,敬请垂询!
微信号:matt9456 电话:647-521-5988
Email: [email protected]
网站:www.besthome88.ca
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